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Practical, plain-English articles on wills, LPAs, digital legacy, and everything your executor needs to know.
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Most of us spend years building a life — a home, savings, a pension, memories, relationships. Yet when it comes to deciding what happens to all of it, the majority of UK adults have made no plans at all.
Nearly 78% of UK adults have no Lasting Power of Attorney in place. If you lose mental capacity without one, your family cannot legally manage your finances or make decisions about your care — even if they are your spouse.
Only 10% of UK adults have a plan for who will inherit their digital assets. From cryptocurrency wallets to cloud photo libraries, a significant portion of our financial and personal lives now exists entirely online — and most of it is at risk of being lost forever.
The person you name as executor will be responsible for carrying out your final wishes. It is one of the most important appointments you will ever make — yet most people choose without fully understanding what the role involves.
HMRC collected a record £8.25 billion in Inheritance Tax in 2024/25 — and with thresholds frozen until at least 2030, more families than ever are being drawn into scope. Here is what you need to know.
Only 37% of UK adults have a valid will — yet writing one is simpler than most people think. This guide walks you through every step, from the legal requirements to choosing an executor and keeping your will up to date.
Probate is the legal process that gives an executor authority to deal with an estate. Most straightforward estates take 9–12 months in total, but the grant itself now averages just 5–6 weeks. Here is everything executors and estate planners need to know.
If you die without a valid will, the intestacy rules decide who inherits your estate — and the results can be very different from what you would have wanted. Here is what you need to know.
Mirror wills are popular, affordable, and simple — but they come with a risk most couples are never told about. Here is how they work, when they make sense, and when you should consider something else.
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